Popular Dave Ramsey Books 2022

Dave Ramsey

Who is Dave Ramsey?

David Lawrence Ramsey III (born September 3, 1960) is an American personal finance personality, radio show host, author, and businessman. He is an evangelical Christian, and hosts the nationally syndicated radio program The Ramsey Show. Ramsey has written several books, including The New York Times bestseller The Total Money Makeover, and hosted a television show on Fox Business from 2007 to 2010. Early life Ramsey was born in Antioch, Tennessee, to real estate developers. He attended Antioch High School where he played ice hockey. At age 18, Ramsey took the real estate exam and began selling property, working through college at The University of Tennessee, Knoxville, where he earned a Bachelor of Science degree in Finance and Real Estate.By 1986, Ramsey had amassed a significant portfolio worth over $4 million. However, when the Competitive Equality Banking Act of 1987 took effect, several banks changed ownership and recalled his $1.2 million in loans and lines of credit because he was over-leveraged. Ramsey was unable to pay and filed for bankruptcy in 1988. Career Ramsey experienced several years of financial recovery and began offering financial advice to couples at his local church. In 1988 he founded the Lampo Group, a financial counseling service, and in 1992 he wrote and self-published his first book, Financial Peace.Ramsey began as one of three alternating hosts of The Money Game on radio station WWTN/Nashville in 1992. The show eventually became The Dave Ramsey Show, Ramsey's daily three-hour call-in financial advice talk show.Financial Peace University, Ramsey's nine-lesson, $129.99 video-based personal finance course, debuted in 1994. The Gannett newspaper group ran his financial column, though it was dropped when they realized that Ramsey had changed the names on the letters to which he was responding. He offered to pay them their money back. The Dave Ramsey Show aired on the Fox Business Network from 2007 to 2010. In 2014, The Lampo Group, Inc. was rebranded as Ramsey Solutions. The company's headquarters are located in Franklin, Tennessee, and a new 47-acre campus opened there in 2019.Ramsey has written five books for adults, three of which were New York Times bestsellers, and six children's books. He was inducted into the National Radio Hall of Fame in 2015. Teachings Ramsey advises listeners to first reduce debt using the debt snowball method, where debtors pay off their lowest balances first.Ramsey adamantly opposes the use of credit cards. At live shows, he sometimes takes out his wallet to show audiences the "only four pieces of plastic" he carries: A business debit card, a personal debit card, a driver's license, and a concealed-carry permit. Ramsey encourages the use of cash and advises families to utilize an envelope system, putting a cash allocation for each month's food, entertainment, etc., in separate envelopes and then spending only what is in the envelope.Ramsey encourages people not to take on student loan debt and calls the idea that student loans are required for college "a myth". Criticism Critics of Ramsey's core teachings point out that they are often a "one-size-fits-all" approach that both disregards income disparities and ignores financial emergencies. The debt snowball method is frequently debated, and studies have returned results that both support and oppose its efficacy. Ramsey's investing advice has also drawn criticism over its reliance on stock investment, as opposed to bonds, using mutual funds with load fees, and its frequent claim of 12% annual returns on investments. Controversies In 2014, The Daily Beast reported that Ramsey had lashed out against former employees he claimed were discussing working conditions at the company on Facebook and Twitter. At company staff meetings, Ramsey allegedly recounted conversations from a private Facebook group of former employees that he had infiltrated, eventually offering cash rewards for the identities of some members who took to anonymous Twitter accounts once they realized Ramsey had joined the private group. The incident prompted increased backlash, a meeting Ramsey set up to confront alleged critics, and the eventual deletion of several of the critical Twitter accounts. Company policies regarding marriage, sex and homosexuality According to a September 2021 lawsuit, when Julie Ann Stamps, a Ramsey Solutions employee on the customer care team, approached her supervisor regarding coming out as a lesbian in May 2020, the supervisor explained that company policy would not allow Stamps to continue to be employed at Ramsey Solutions. Stamps alleges that her departure from the company was further expedited once the United States Supreme Court June 15, 2020 ruling in Bostock v. Clayton County was decided. Ramsay Solutions denies the accusations.In July 2020, Caitlin O'Connor, a former Ramsey Solutions employee, filed a federal lawsuit against the company alleging that she was fired for being pregnant and, since she wasn't married to the baby's father, for violating Ramsey Solutions' employee conduct policies. On May 27, 2021, O'Connor gave her first interview about the termination and her experience working for Ramsey.On March 10, 2021, featured personality Chris Hogan left the company citing "things going on in my personal life ... that are not in line with Ramsey Solutions." Hogan's resignation followed a request for his personnel file at Ramsey Solutions during the Caitlin O'Connor case. Prior to the release of his book, Everyday Millionaires, Hogan admitted to several affairs, including one with a co-worker at Ramsey Solutions during his marriage to wife Melissa Hogan. References to his book and videos are still available on the Ramsey website (as of August 18, 2021) and YouTube channels; however, direct links on the Ramsey Solutions website are replaced with a redirect page for other company resources. In May 2021, Religion News Service (RNS) obtained recordings of Ramsey mocking employees over the policy and explaining Hogan's 2019 absence as a "rest break" following the affair accusations. Melissa Hogan, Chris Hogan's ex-wife, issued a statement to RNS claiming that the company downplayed Chris's behavior, covered for him and characterized her behavior as "anger, hyperbole, and drama". COVID-19 response In December 2020, a complaint was filed with the Franklin health department alleging that caterers hired for the Ramsey Solutions Christmas party at its company headquarters were instructed not to wear masks or gloves while serving, which the company later confirmed to the local NBC affiliate. Ramsey Solutions responded that there was no truth to the complaint. The company had drawn attention earlier in the pandemic for remaining open after employees tested positive for the virus, for ignoring recommendations to avoid large gatherings, and for hosting a July business conference after the Marriott hotel cancelled citing safety concerns.On his radio show and in staff meetings, Ramsey railed against face coverings and other COVID-19 precautions, calling them "a sign of fear". On his March 2, 2020, show, he mocked concerned ticket holders for his upcoming live events, calling anyone who wanted a refund a "wuss" and insisting that he would be attending the upcoming "Live Like No One Else" cruise "by my freaking self" if necessary.In February 2021, Ramsey appeared on Fox News where he said, "I don't believe in stimulus checks, because if $600 or $1,400 changes your life you were pretty much screwed already. You got other issues going on."In a December 2021 federal lawsuit, a former employee alleged that Ramsey violated his religious rights by firing him when he took scientifically prescribed precautions against COVID-19. The lawsuit said Ramsey ran a "cultlike" environment where employees who worried about the pandemic were accused of "weakness of spirit" and told to pray if they wanted to ward off the virus. Personal life Ramsey is an evangelical Christian who describes himself as conservative, both fiscally and culturally.Ramsey married his wife Sharon in 1982, and the Ramseys have three children: Daniel Ramsey, Denise (Ramsey) Whittemore, and Rachel (Ramsey) Cruze. Cruze works with Ramsey Solutions.He sold his custom-built home in the Nashville, Tennessee area for $10.2 million in 2021 after living there for over a decade. A spokesperson said he was having another home built in the area. References External links 2003 profile by This American Life "Ask Dave Ramsey" on the Christian Broadcasting Network

Financial Peace Revisited

Financial Peace Revisited

4.5/5$14.99

With the help of a #1 New York Times bestselling author and finance expert, set your finances right with these updated tactics and practicesDave Ramsey knows w...

The Total Money Makeover Workbook: Classic Edition: The Essential Companion for Applying the Book’s Principles

The Total Money Makeover Workbook: Classic Edition: The Essential Companion for Applying the Book’s Principles

0/5$8.99

Nationally syndicated radio host and money man Dave Ramsey offers a practical and inspiring action plan to help you get in the best financial shape of your life. A simple, straight-forward ...

Hero

Hero

5/5$14.99

"Your go-to gift for new fathers." — Dave Ramsey, New York Times bestselling author, motivational speaker, and radio hostWhether you know it or not, if you're a d...

Baby Steps Millionaires

Baby Steps Millionaires

0/5$9.99

You Can Baby Step Your Way to Becoming a Millionaire Most people know Dave Ramsey as the guy who did stupid with a lot of zeros on the end. He made his first million in his twen...

Legacy Journey

Legacy Journey

4.5/5$9.99

What does the Bible really say about money? About wealth? How much does God expect you to give to others? How does wealth affect your friendships, marriage, and children? How much is “enou...

The Financial Peace Planner

The Financial Peace Planner

3.5/5$13.99

Get out of debt and stay out with the help of Dave Ramsey, the financial expert who has helped millions of Americans control their moneyThe Financial Peace Planner ...

La transformación total de su dinero

La transformación total de su dinero

4.5/5$2.99

El experto en finanzas Dave Ramsey ofrece un práctico e inspirador plan de acción para alcanzar una óptima situación económica en la vida. Contra un telón de fondo de terminología de ...

The Money Answer Book

The Money Answer Book

4/5$5.99

This question and answer book is the perfect resource guide for equipping individuals with key information about everyday money matters.Questions and answers deal with 100+ of th...

The Total Money Makeover: Classic Edition

The Total Money Makeover: Classic Edition

4.5/5$15.99

Do you want to build a budget that actually works for you? Are you ready to transform your relationship with money? This New York Times bestseller has already helped millions of people learn...

Más allá de toda bendición

Más allá de toda bendición

0/5$9.99

Reach your financial goals and reduce the stress in your life with this book of biblical principles by the bestselling author of The Blessed Life.Who doesn't want t...

More than Enough

More than Enough

4/5$5.99

In his first bestseller, Financial Peace, Dave Ramsey taught us how to eliminate debt from our lives. Now in More Than Enough, he gives us the keys to building wealth while als...

The Total Money Makeover Journal

The Total Money Makeover Journal

3.5/5$1.99

When Dave Ramsey was experiencing his own Total Money makeover, he found that journaling was very helpful and effective. Dave says, "Take this journal and record everything happe...

Dzieci mądre finansowo

Dzieci mądre finansowo

0/5$6.99

W książce Dzieci mądre finansowo ekspert finansowy i autor bestselerów, Dave Ramsey, i jego córka, Rachel Cruze, dają rodzicom narzędzia niezbędne do uczenia dzieci, jak wygrywać w ...

The Total Money Makeover Workbook: Classic Edition

The Total Money Makeover Workbook: Classic Edition

4.5/5$13.99

Nationally syndicated radio host and money man Dave Ramsey offers a practical and inspiring action plan to help you get in the best financial shape of your life.A simple, straigh...

The Total Money Makeover Workbook

The Total Money Makeover Workbook

4/5$9.99

A simple, straight-forward game plan for completely making over your money habits!Best-selling author and radio host Dave Ramsey is your personal coach in this informative and in...

La transformación total de su dinero: Edición clásica

La transformación total de su dinero: Edición clásica

0/5$8.99

¡El best seller del New York Times! ¡Más de cinco millones de copias vendidas! Usted PUEDE tomar control de su dinero. Fortalezca sus músculos financieros con el entr...

Dave Ramsey's Complete Guide to Money

Dave Ramsey's Complete Guide to Money

4.5/5$9.99

If you’re looking for practical information to answer all your “How?” “What?” and “Why?” questions about money, this book is for you. Dave Ramsey’s Complete Guide to Money co...

EntreLeadership

EntreLeadership

4/5$14.99

From the New York Times bestselling author of The Total Money Makeover and radio and podcast host Dave Ramsey comes an informative guide based on how he grew a successful, m...

EntreLeadership (with embedded videos)

EntreLeadership (with embedded videos)

4/5$14.99

From the New York Times bestselling author of The Total Money Makeover and radio and podcast host Dave Ramsey comes an informative guide based on how he grew a successful, m...

EmpreLiderazgo

EmpreLiderazgo

0/5$15.99

Todo lo que siempre quiso saber sobre cómo montar y hacer prosperar un negocio...cuando no tiene a quien consultar Su compañía solo será tan fuerte como sus líderes. ...

Smart Money Smart Kids

Smart Money Smart Kids

5/5$9.99

In Smart Money Smart Kids, Financial expert and best-selling author Dave Ramsey and his daughter Rachel Cruze equip parents to teach their children how to win with money. Starting with the b...

Líder empreendedor

Líder empreendedor

0/5$1.99

# O autor é uma das maiores vozes na área de negócios e finanças dos Estados Unidos. Seu programa de rádio tem mais de 4,5 milhões deouvintes por semana.# Quatro dos seus l...

Beyond Blessed

Beyond Blessed

5/5$9.99

Reach your financial goals and reduce the stress in your life with this book of biblical principles by the bestselling author of The Blessed Life.Who doesn't want t...